My 8/8/8/8 char
Day 6:
Cleared out half the town and most of its 640 point horde. The horde on the map is gone.
My current stats:



Melee was 4 when I started clearing out zombies.
Wielding reinforced baseball bat/machete.
I was sleeping in the middle of the town and horde and woke up to a zombie biting my head, got a deep wound on my head due to my 75% coverage headgear. Look out the windows and found myself surrounded.
Got reckless and charged the zombies, fought many zombies in a row and got surrounded and could not repair my gear.
Loss 2 chunks of health, used a first aid kit and got it back.
I think I took out 200 zombies in 1 day.
Notes:
Combat is mostly in the day.
Machete got stuck in a zombie once. 8 strength is a pain to play with.
Brutes took 3-4 swings at me before they get killed, all their attacks were blocked by armor. I’m also blocking with my weapon.
Dodge rose to 2 after getting hit many times.
I have to constantly repair my clothing.
I get the occasional hit that bypass my clothing coverage.
No hulks spotted.
I was carrying a mac-10 in case of hulks but didn’t need to use it.
Shock zombies were killed by baseball bat as it is non metal.
Once I got leather I only use melee, no traps, no throwing. Only trained with a bow in my house.
This is with an 8/8/8/8 char who turns into a crippled when he gets a status that reduces his stats. Once I stop on my own nail board because my perception drop so low that he couldn’t even see it.
Conclusion:
As long as you don’t get surrounded by lots of zombies, wearing reinforced clothing you found is sufficient to make you almost invincible to zombies.
Note that I’m not wearing inner layer for my torso. I’m deliberately nerfing my equipment for this. i could have put more clothing on my other limbs as well.
It is armor that is the issue, not stats.
I recommend that you try clearing out a horde with my type of gear. Remember, you only get to dodge once a turn so don’t get surrounded.
Consider balancing this as currently zombies are of little challenge.
Take into account bullets, I suspect this char with this gear will die real quick to bullets.