I may have just been playing too much of The Escapists, but an idea came across to me.
What if there were new ways to reinforce your clothing outside of what currently exsists?
(These would probably be more for early game armor than anything else)
Cushioned Shirt:
Requires 1 t-shirt, longsleeve shirt, or flag t-shirt, 50 duct tape, and a pillow. Would provide the least amount of extra protection, but no torso encumbrance penalties.
Plated Shirt:
Requires some kind of shirt, 100 duct tape, and a sheet metal. Would provide the most extra protection in exchange for the most encumbrance
Padded Shirt:
Requires some kind of shirt, 50 duct tape, and any book weighing at least 2 pounds. Provides medium protection in exchange for medium encumbrance.
Also, while playing Kenshi a new idea for torso armor came to me
Heart Protector:
Requires 1 lump of steel (or 3 chunks of steel or however much scrap metal that is), 2 long strings, and 150 duct tape.
Strapped to the character’s torso, only 40% coverage but has 14 Cut protection and 14 Bash protection.