I believe that the temperature system in the game needs addressing and I think that most people would agree with that. There have been other discussions about an insulation system, rather than the current heat system, and the impression I got is generally ‘It’s going to happen eventually’.
As to a lot of these specific complaints, I’ve literally never had half the trouble all of you are talking about. Even when I use the Sheltered start (beginning in Winter) and a character with standard equipment, I don’t struggle at all. Unless you’re beginning the game with a mostly naked character I can’t imagine being so cold.
Worst I’ve experienced is cold hands or head, and both of those can be remedied pretty easily with (almost) immediately craftable equipment.
So it’s very odd to me to hear people talk about a mad-dash to find clothing. This has literally never been an issue for me, and clothing has never been a priority. Although, admittedly, I like to have a balaclava within the first few days.
For aesthetic purposes.