Exactly. Once you get to these suits that cover multiple body parts, the single coverage percentage of the suit kind of becomes inconsistent. The suits are problematic too if they start to take damage - you get hit in the legs or arms and the entire suit loses protection, making several body parts more vulnerable. But if the suits are made near-impervious to damage, that’s not good either. That’s why I don’t like Cata suits, and instead prefer individual pieces of clothing that preferrably cover only one body part. The encumbrance on suits is also inconsistent, forcing the same encumbrance on all body parts.
Ideally suits (or any multi-piece apparel) would impose varying encumbrances, protective values and coverage percentages on each body part that the apparel is supposed to reach.
I guess the alternative approach is to further divide body locations, but I think I’d rather have the above.
Maybe legs should be divided into shins and thighs?
Arms into upper arms and lower arms?
Add neck to the head region? (Would be a bitch to protect)
Split torso to torso and backside? (This has bugged me quite often)