No.
Because permadeath is more than a punishment for stupidity.
By having permadeath in the game the player will be encouraged to make tactical decisions regarding his course of action. I myself am currently thinking about how to sneak into town best to grab a masive cache of ammo and tools i discovered but was unable to bring with me during the zombie-less start of my game.
But if you really don’t want permadeath:
And finally, this will sum up my thoughts on permadeath pretty well.
