Wearing a wrist watch and elbow pads? Sorry they are both on the strapped layer.
Wearing a backpack on your back (50% coverage currently) and chest pouch (15%)? Sorry they are both on the strapped layer.
Layering penalties should only happen going over 100% coverage.
This would open more possibilities for low coverage items.
And this would fix the items that are currently set to cover nothing (“unslotted”) and items playing around with the waist slot (chest rig) just to avoid layering penalties.
No more item limit but a coverage limit instead of 200% with increasing penalties of going over 100%.
Over 100% coverage - +1 penalty
Over 150% coverage - +2 penalty (two t-shirts would be 180% and the same +2 as currently)
Over 190% coverage - +3 penalty