Missile Silos, Mines, Police Stations, Pharmacies, Jewel Stores and Banks have Computer Terminals - Usually to unlock something or start something up. They do not really need an explanation for their uses though, considering that its just ‘unlock Door’ or something like this.
On another note, while this Idea would make the game more player-friendly, it doesn’t necessary fit into the overall story, don’t you think? Usually, a Doctor would use a Mr. StemCell, and a Doctor would already know what it does ; no need for explanations.
Same goes with Terminals in the Lab. The Scientists working on said Computers >know< what the options mean, you, as a random survivor-dude should >not< know what the options mean. Also, there actually ARE hints as to what those terminals do. There are notes on the terminals (and around the lab I think) which hints at the use of the options. For example, doesn’t the Portal-Terminal WARN you in a log about some of the options?