Maybe concealment (since that’s probably a better word than cover for a stealth mode) could be split into five categories.
No Concealment
You’re just standing out in the open for the whole (undead) world to see.
Low Concealment
Concealment that is below knee-high. Think of this as lying down against the curb of the sidewalk or something like that. Might keep you hidden if somebody’s not very observant, but it’s hardly ideal.
Medium Concealment
Concealment that is about waist-high, like a table, bed, counter or desk.
High Concealment
Concealment that is chest-high, like a dresser.
Full Concealment
Concealment that is above neck-high.