Free Points are just having points shifted around and playing a toon that would be a normal person. The toon I play is not far from a totally normal person in real life and I wouldn’t want a over powered person when I like playing through what I feel I could actually do.
I’m like a MacGuyver in real life. Every male in my family is. The flip side, is that we don’t happen to be able to progress to far with intellectual pursuits. Not dumb. More like, having only so much realestate in our cranium lol…here think about this:
Intellect/Intelligence = just about anything you can learn from a book.
Wisdom/Street Smart = knowing how to use what intelligence you have.
Understand that difference and that is a big deal. Most people never figure this out or even if they do. They never put it into words before. The more you ponder this. It can make subtle changes in your life too.
Although I figured it out on my own early on. I picked up the idea again as a teen when discovering all the original and 2nd editions of D&D.
MacGuyver people are strong with Wisdom. Hence knowing how to and figuring out things intuitively as is quickly. There are many people who have crap information dumped onto them from birth that prevent them from thinking in this manner. But…meh, better for me 