Last night I was thinking, and guess what? I had an IDEA!
My idea is adding a hypochondriac disease to C: DDA (I know it’s not actually a disease, but in cataclysm you can get pain killer disease). When you had this disease every time you got injured you would get a significant moral penalty.
You might get this disease by reading medical books (don’t medical students often think they’ve got a disease they’ve been learning about?). It would probably run out after a period of time, but you might also remove it by gaining another level in first aid, to simulate you learning more about medicine and realising you do not have whatever you think you’ve got.
Questions, comments, suggestions?